We provide low-interest rate home improvement loans for everyone. 

SELF is a non-profit Community Development Financial institution (CDFI) certified statewide by the U.S Department of the Treasury. 

Our Mission is to help homeowners from all walks of life enjoy safer, healthier, and more comfortable, efficient, and sustainable homes. 

We assist you every step of the way to secure a low-interest rate loan, qualified contractors, competitive, proven technologies, and quality workmanship and results. 


  • Solar Energy
  • Roofs
  • Energy Efficiency 
  • Windows/Doors
  • Water & Sewer
  • Disability Products 

SELF’s mission is to rebuild and empower underserved communities by providing access to affordable and innovative financing for sustainable property improvements, with the primary focus on energy efficiency, renewable energy, and climate resilience in low- and moderate-income (LMI) neighborhoods. We strive to create positive social, economic, and environmental impacts by helping people improve the health, safety, and quality of life in their homes while reducing operating costs and greenhouse gas emissions.


 Start by answering a few questions about yourself and your project. Once you’re prequalified we will be in touch for final approval. 


Select a contractor 

Once pre-approved contractors are vetted ensure they have the proper licenses and insurance and that your project is competitively priced and handled by the best available skilled craftsmen. 


Project Begins


    Now for the fun part! Your project is underway! We’ll help monitor the progress and make sure everything is going as planned


    No contractor is paid until we verify the project for completion and customer satisfaction. If it’s not right, we’ll get it fixed. 


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